Broadacre policies usually cover a loss of revenue due to a yield loss as a direct consequence of Hail or Fire.  CRS has two types of policies;

  • Post Harvest Policy
  • Pre Harvest Policy

These policy types are different in how they determine the sum insured, premiums and claims.

Both Policy Types include the following Other Benefits

  • Replant subsidy following hail within the replant period
  • Harvested grain in storage and/or transit
  • Chemical overspray
  • Straying livestock
  • Fire mitigation expenses
  • Baled hay in storage or transit
  • Reducing excess